The Credit Thing – Credit card For PC – Free Download For Windows And Mac

Rate this post

A credit card is a plastic card that gives the cardholder a line of credit with which to make purchases or cash advances. When the cardholder makes a purchase, the credit card company pays the merchant for the purchase. The cardholder then repays the credit card company, usually with interest.

Do you know the technical specifics of The Credit Thing – Credit card for PC? Why not get to know those aspects before we discuss the downloading and installation processes?

The Credit Thing – Credit card ANDROID App Summary

The The Credit Thing – Credit card application developer is Koto Card Limited. They listed the The Credit Thing – Credit card under the Finance category on Play Store. The latest user count of the The Credit Thing – Credit card is more than 91500. With a 3.1, the latest 2.19.1 of the The Credit Thing – Credit card is holding a good position for users.

The latest update date of the The Credit Thing – Credit card is Wednesday, December 7, 2022, meaning that it has the latest features. You cannot use it on your PC without using an Android emulator. The most popular and best emulators are BlueStacks Emulator, Memu Emulator, Nox Player Player Emulator.

If you need a complete guide on how to use the The Credit Thing – Credit card on your PC using the right emulator, we’ve discussed the methods in this article.

The Credit Thing – Credit card App Specification
App Name: The Credit Thing – Credit card On Your PC
Developer Name: Koto Card Limited
Latest Version: 2.19.1
Android Version: 6.0
Supporting OS: Windows,7,8,10 & Mac (32 Bit, 64 Bit)
Package Name: com.ftband.koto
Download: 91500+
Category: Finance
Updated on: Wednesday, December 7, 2022
Get it On:


The Credit Thing – Credit card Download & Install for PC: Windows 10/8/7

Planning to run The Credit Thing – Credit card on the computer is not impossible. In fact, with the help of BlueStacks android emulator, you can finally run the The Credit Thing – Credit card and other apps on your computer just fine. Here are the possess and steps you need to know:

  • It all starts by downloading the BlueStacks Android emulator. It’s very easy to use, and has apps ready to go.
  • Download the BlueStacks emulator and install it on your computer. Decline the other app installation offers as you install it.
  • Finish up the installation and you’ll see Play store on the starter page that comes installed in BlueStacks.
  • Click open the Play store app, log into your google account, and search for The Credit Thing – Credit card on the search bar.
  • You’ll get it on the first result. Click on the search result and start the installation by clicking install.
  • Once installed, you can launch it from both your desktop and BlueStacks starter page where the app will add a shortcut.

Features of The Credit Thing – Credit card for PC

1. The Credit Card offers credit at your emails.
2. You can use The Credit Card to build your credit score.
3. The Credit Card is accepted by major financial institutions.
4. The Credit Card can be used to make purchases online.
5. The Credit Card can be used to make purchases in stores.
6. The Credit Card can be used to make purchases over the phone.
7. The Credit Card can be used to make purchases through mail order.
8. The Credit Card can be used to make hotel reservations.
9. The Credit Card can be used to make rental car reservations.
10. The Credit Card can be used to make airline reservations.

The Credit Thing – Credit card App Overview and Details

A new approach to credit cards – credit at your fingertips. Build your credit score with The Credit Thing. An app you’ll want to use every day.

Key Features
• Risk-free eligibility check,
• Up to 62 days interest-free,
• Apply on your mobile,
• Instant virtual card,
• Improve your credit score by using The Credit Thing and making payments on time.

🔄 You can also set up a regular payment to pay your bill each month – no need to worry about forgetting! Choose the card, what and when you want to pay, we’ll take care of the rest.

The Credit Thing is for anyone who wants to try something new:
• You want to build or improve your credit record,
• You are new to credit or new to the UK,
• You are bored of the same big banks, long forms and slow answers,
• You value innovation, convenience and transparency.
You must be over 18 and resident in the UK to apply. Credit is subject to status.

Representative Example:
Assumed credit limit: £1200,
Interest on Purchases: 27.9% (variable)
Representative APR: 27.9% (variable)
Annual fee: None

✅ Add The Credit Thing to your Google Pay then use contactless in store – it’s accepted wherever you see the Mastercard logo
💳 View your card details in-app and use them to spend online
💷 Transfer money with faster payments to and from UK bank accounts
💬 Get real-time alerts on your spend
📲 Make payments in the app
✈️ No additional fees for using your card abroad

E-money accounts are not covered by the FSCS. Please go to for further information.
You will need to enable notifications in the mobile app to receive alerts.
If you have any questions or problems during the application process contact us in the app using chat.
The Credit Thing is a trading name of Koto Card Limited. Koto Card Limited is authorised and regulated by the Financial Conduct Authority to perform regulated Consumer Credit activities (FRN 813940) and is an appointed eMoney agent of Prepay Technologies Ltd (FRN900010).
Koto Card Limited is a company registered in England and Wales (No. 11224081) at Nightingale House, 46-48 East Street, Epsom, Surrey, England KT17 1HQ.

Whats New In this The Credit Thing – Credit card?

We've made the application process quicker and easier. Hopefully we won't need to, but if we need to ask you for some more documents we can now do it all in the app.


The Credit Thing is a great way to get a credit card with no credit history. It is quick and easy to use, and you can get a card with a high limit and no annual fee. The only downside is that you will have to pay a higher interest rate than if you had good credit.

Downloading and installing the The Credit Thing – Credit card for PC should be an easy task as you know the steps by now. If you found the tutorial helpful, or need more assistance, comment now.

Recent The Credit Thing – Credit card Reviews

Michael Babington

Saturday, December 10, 2022

An absolute disgrace of a company. They just read and type from a script when you contact customer service and repeat the same things. Very poor service

Ray S

Tuesday, December 6, 2022

My review is not a reflection on the customer service agents, whom I have found to be both polite and efficient. You may wish to read my review on Trustpilot so that you can make an informed decision and not be suddenly left without credit & have your account compulsorily changed to a prepaid, e-money account that you didn’t initially sign up for even though you have managed your credit account responsibly. The company’s response below is addressed in my Trustpilot review.


Friday, December 2, 2022

Rubbish – signed up only to be told cannot be offered a credit facility. Credit score just under 900 so not sure what is required to be granted a credit line but good luck !

Oleksii Kuznietsov

Thursday, December 1, 2022

Doesn’t appear in credit score apps. Charges interest even if minimum payment is made.

Aris Mercado

Friday, November 25, 2022

Unable to give a credit limit and unable to give information on what is happening on the account. Closing my account.

Florin-Georgian Grigore

Monday, November 14, 2022


kian bibey

Monday, November 7, 2022

Honestly the worst experience I’ve ever had with a bank, a friend sent me money due too struggling financially and as soon as I received the funds they blocked my account due to “requiring more information” when supplied with the information they still refuse me access to the money and when asked to close the account and return the funds they say it will take up to 30 days. Honestly stay away worst customer service ever

Chubba The Bubba

Thursday, November 3, 2022

Good for emergencies, easy withdrawals


Monday, October 31, 2022

Very reliable and easy to use

Dima Yermolenko

Sunday, September 18, 2022

Great app with simple and intuitive interface. My first CC in UK. Loving it.


We refer the ownership of This The Credit Thing – Credit card to its creator/developer. We don’t own or affiliate for The Credit Thing – Credit card and/or any part of it, including its trademarks, images, and other elements.

Here at Download Apps, we also don’t use our own server to download the The Credit Thing – Credit card. We refer to the official server, store, or website to help our visitors to download the The Credit Thing – Credit card.

If you have any query about the app or about Download Apps, we’re here to help you out. Just head over to our contact page and talk your heart to us. We’ll get back to you ASAP.

What’s your Reaction?

Recent Posts