Zirtue: Lend & Borrow Money For PC – Free Download For Windows And Mac

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Zirtue is a lending and borrowing platform that allows users to access extra cash when they need it, and earn money by lending to others. Zirtue is an easy and convenient way to get the cash you need, when you need it.

The latest Zirtue: Lend & Borrow Money for PC has come up with a few updates that are better than the previous version. Want to know about these updates? Here they are:

Zirtue: Lend & Borrow Money ANDROID App Summary

ZIRTUE LLC has developed the Zirtue: Lend & Borrow Money for Android. You can find it under the Finance category on Play Store. Since its inception, Zirtue: Lend & Borrow Money has got over 132991+ users on board. For the user rating, it is currently holding a 3.2 rating and the latest version of it is 5.3.7

The latest update of Zirtue: Lend & Borrow Money is Monday, December 5, 2022 for phones. You can’t use it on your PC directly. So, you have to use an Android emulator like BlueStacks Emulator, Memu Emulator, Nox Player Emulator, etc.

No worries, we will discuss the methods to run it on your computer using the emulators whether you use a PC or Mac. Follow the methods we’ve discussed below.

Zirtue: Lend & Borrow Money App Overview and Details

Remember the last time money and loved ones mixed? Yeah – us too. It’s no secret that borrowing or lending money with someone you care about can make things… weird.

With Zirtue, you can manage your money and your relationships all in one place. We make IOUs with a friend or family member far less awkward. Here’s how:
Transparency: Details of the loan and the repayment plan are clearly broken down for complete clarity.
Billpay: Money goes straight to a bill-pay service partner and not the borrower’s pockets.
Flexibility: Set up auto-repay with a plan that works for you – not against you
Relationships: Helping you set up a plan so you can focus on your relationship instead

Download the app to create an IOU with someone you trust and get your bills paid – without the awkwardness. There are no fees, no interest and the money goes straight to a bill-pay service partner to pay for bills.

With Zirtue you can…
Avoid loan sharks and sky-high interest
Borrow money without a negative impact to your credit score
Create a repayment plan that works for you (from 3 months – 36 months)

Get your bills paid in 3 simple steps…
1.) Sign up – Open a free Zirtue account and verify your identity.
2.) Connect your bill – Connect your bill using your provider’s account number.
3.) Request and repay – Send the IOU request to someone you trust. Pay them back on your terms with Auto-pay.

So, there’s really no interest?
Nope! The Interest paid to your lender (friend, family member, or trusted peer) is 0% APR. So, if you borrow $1,000 over a 10-month period with no interest (0%), your monthly payments would be $100 per month with a total loan cost of $1,000.

How it’s working for Jane (an example based on a true story)…
Jane hit a tough spot financially and came home to her utility bill in the mail – $350. If she didn’t pay in full, her services would’ve been cut off. She considered going to pay payday lender or getting cash advance, but the interest rates would’ve left her off worse. She figured her mom would help her. So, she used Zirtue to borrow the money and set up a repayment plan with her mom. Through Zirtue, Jane is repaying the $350 over a 10-month period with no interest (0%) at $35/month. So, Jane’s total loan cost is still just $350.

The fine print:
Zirtue itself is not a lender. Zirtue is the world’s first relationship-based, peer-to-peer lending application with direct payments to creditors. Zirtue simplifies loans between friends, family, and trusted relationships by turning informal promises into structured agreements with an automated repayment process. There are no fees to use Zirtue. Both the lender and borrower must agree to loan terms. Zirtue, LLC (the “Zirtue”), knows that you care about how your personal information is used and shared, and we take your privacy seriously. We’re serious about security and use cutting-edge technology to ensure your personal information is fully encrypted and securely stored. For more information, see our Terms and Privacy Policy.

Features of Zirtue: Lend & Borrow Money for PC

1. Money and loved ones mixed
2. Borrowing or lending money to loved ones
3. The awkwardness that can result
4. The potential for conflict
5. The need to set boundaries
6. The importance of communication
7. The possibility of creating a financial burden
8. The risk of damaging relationships
9. The need for a repayment plan
10. The importance of being honest

Install “Zirtue: Lend & Borrow Money” on PC: Windows 10/8/7 & Mac

Installing Zirtue: Lend & Borrow Money on your PC isn’t that difficult if you use NOX app player on your computer. It’s one of the most popular Android emulators you can use today. Let’s get you through the process of how to install Zirtue: Lend & Borrow Money on your PC using NOX:

  • First off, you need to download the NOX player on your computer from here and install it by double clicking the installer.
  • The installation will take a few minutes depending on how fast your PC is. Then, click on launch and run the emulator.
  • Inside the emulator, you can see the Google Play store icon on the top right corner area. Click on it.
  • The Play Store will ask you to log into your account. Here, use your Google email and password to log in.
  • Then, you can see the play store interface. On the search bar, you need to type Zirtue: Lend & Borrow Money and hit enter to search for it.
  • Once the results come up, you can see the Zirtue: Lend & Borrow Money as the first result. Hit install under this result and it will download and install on your PC.
  • After installation, you can launch the app from the shortcut button or directly from the Play store form the Open button.
Zirtue: Lend & Borrow Money App Specification
App Name: Zirtue: Lend & Borrow Money On Your PC
Developer Name: ZIRTUE LLC
Latest Version: 5.3.7
Android Version: 5.0
Supporting OS: Windows,7,8,10 & Mac (32 Bit, 64 Bit)
Package Name: com.zirtue.app
Download: 132991+
Category: Finance
Updated on: Monday, December 5, 2022
Get it On:


Whats New In this Zirtue: Lend & Borrow Money?

On this episode: Taking care of business!

That address verification bug, Gone! The Confirm Payment error, Gone! “Convenience” fees are “Service” fees (it just makes more sense), we’ve revised the “Whats next?!” preview screen UI for new Borrowers invited by existing Lenders and we’ve added a way for you to provide us with direct feedback via the settings. Are we missing anything?

– Zirtue Production


Zirtue is a great way to lend and borrow money from friends and family. It is a safe and secure way to send and receive money. The application is easy to use and is available for free.

So, did you find the guide on how to download the Zirtue: Lend & Borrow Money for PC above? If you did, or if you have any questions regarding it, do comment and let us know. We’re here to help.

Recent Zirtue: Lend & Borrow Money Reviews

Michelle Payton

Monday, November 14, 2022

NOT A LENDER!!!!! Wants you to ask your friends for money. If I felt comfortable doing that, I wouldn’t need an app.

Caitlin Hamilton

Tuesday, October 18, 2022

The Zirtue app not only helped me once, but twice! I had an emergency and needed help with my bills. My close friend agreed, and I sent a loan request with a repayment agreement straight to them in less than 5 minutes! They accepted the loan request, funds were sent and my bills were paid. So easy and so helpful!


Friday, September 30, 2022


Star Star

Thursday, September 29, 2022

doesn’t specify any info on whether or not contracts are involved and how to hold borrower accountable. it’s very vague so I don’t want to use it.

Timothy Hartley

Wednesday, September 14, 2022

Tried multiple times with correct email never got verification sent to sign up

Danita Payne

Friday, September 9, 2022

I need to be able to spend my money wherever I want too.

Georgiana Roach

Monday, August 22, 2022

Excellent! The rep AJ was very helpful and made sure i understood everything he was very helpful and walked me through everything and he kept making sure i was catching everything he constantly reassured me and asked questions on how he could help make the process a better one i loved that. He took his time and was real attentive. THANK YOU AJ! ☺☺☺


Friday, July 1, 2022

app is not what’s marketed to consumers.

Cash App

Monday, May 30, 2022

There’s no point in this if I gotta ask someone in my contacts if that’s the case I might as well just ask them my self to borrow tf?

Thomas Wiggins

Thursday, April 28, 2022

I can get my bill paid. not only that u guys are getting to the loan from family members. so wuts the purpose of u


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